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Don’t ask people on Yahoo! Answers. You’ll get answers scattered all over the board with a vast array of reasons and lack thereof. Here’s what you do: Consult Consumer Reports, a non-profit and non-biased organization that rates almost any car, appliance, cellular plan, and almost everything you can think of. You can subscribe to their magazine which has a yearly Autos edition in March/April, or you can look online on their website. Look for one that is recommended by CR (well-performing, reliable, and safe [as determined by the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration]), high on the list, high in driver satisfaction, and well-priced. If you find a car that makes all or most of these criterias, that’s the one you want to buy. Also, I recommend consulting CR for everything appliance-related that you buy because, obviously, you can’t trust claims made by the company selling the merchandise. On another note, there are pros and cons to both new and used cars. With new cars, it is completely yours. You get all of the features in optimal performance, you decide its lifetime, and as a bonus you get the beloved new-car smell. On the other hand, however, you have to

Suggest:
Can you? Yes. The dealership and finance company will be happy to do it, if your credit is good enough and you’re buying another new car.

Should you? Absolutely not.

When you take delivery of a new car, it depreciates a tremendous amount. The reason is simple: why would anyone buy a car from you with only 100 miles on it, when they can buy a new one for almost the same amount? The assumption is that you wouldn’t be selling it so quickly unless (a) something was wrong with it, or (b) you were desperate. In the first case, they don’t want to buy your problems, and in the second case, they know if you’re desperate you’ll accept less than the car is worth.

You’re obviously not doing this to save money — the 2006 Focus is not an expensive car, and with the money you’ll still owe on it after trading, a cheaper car would work out to the same financing amount most likely — so you either hate the car, or are having problems with it.

If you hate the car: well, you’ve learned a lesson about how to purchase big expensive things, but in the meantime you have a nice car that’s still under warranty. Enjoy it as much as you can; things you hate now won’t bother you much once you get used to them.

Assuming you financed for 5 years with no money down, expect to keep the car for 2-3 years before you can sell it privately for what you owe at that point, and a bit longer if you just want to trade it in.

The next time you’re thinking about buying a new car, rent one for a week or two; in the short term it’s expensive to do so, but in the long term it saves you a lot of money and aggravation.

If you’re having problems with the car: take advantage of your warranty, and keep trying to have the problems fixed. Be aware of the lemon laws in your state, and keep full documentation; if it has a chronic problem that can’t be fixed after the minimum number of visits and within the allowable time period, they may buy the car back from you — but don’t count on it, and you may need a lawyer.

Good luck.

Suggest:
Well basically you end up paying the loan off no matter what. So, if you still owe roughly the price of the Corolla, then they will take your trade in value, pay that to the loan you have now and you will still owe whatever is still left over. So basically, the $9200 you would get for the trade in goes to pay off your old loan. The place you buy your car from will generally pay off the entire value of your current loan to the current lender, and then just roll in whatever extra they had to pay on top of your trade in into your new loan for the vehicle. I dont know what your financial situation is, and how much you still owe on your current car, but it sounds like for right now you would be wise to hold on to the car you have until you get that loan payed off a little bit more. For the sake of the discussion lets say you still owe 20,000 on your current vehicle. Basically if you got the new car for 15,000 you would have to somehow come up with 35,000 dollars. So the car company would put the 9000 from your trade in towards that, and you would still come out the other end with a loan of roughly 24,000 for a car that cost you 15,000. Your car is negative equity right now, which means you owe more on the car than what it is worth. You are going to have to make some more payments on it and get the loan under control before you start to consider buying a new car.

Would you say the 19,998 is a good price?
My family’s trying to get it down to 19,500 out the door.
No one seems to be budging.

Suggest:
frist go to edmunds.com and follow instructions as to a new car and fill in all areas and they will give you a tmv ( the price you s hould pay for the car in the area you live in,) be sure to fill in all the options it has because that will change the price of the car a lot.
After you get the numbers you will have the power to take back to dealer and show him what you got and he should match that price, if not leave and also edmunds will ask you if you want a dealer to contact you and click yes and within a day or so others will contact you and will be very close to the price you got on line as they know they can sell you that car for what price.
If you don’t check the tmv price you won’t really know how much you can buy the car for.
I always check prices before I go to dealer so I have the upper hand and have never had any problems, so do some work first and that way you will know for sure how much the car can be bought for.

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document – you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on

Suggest:
Here are a couple of things that may be helpful. (I apologize for their length. Yahoo Answers is not good at reproducing long URL’s, so I am copying in the whole text.)

The first article addresses the question of the price of insurance for particular cars. The general principle is: the less expensive the car, the less expensive the insurance. (There are some exceptions but not many.)

So I would not expect that the insurance cost would be a lot different for the two cars you mention.

Here are two sites where you can get actual quotes:

http://www.carinsurance.com

https://www.insurancedesk.com (go to auto insurance)

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First article (from carinsurance.com)

In most cases, the less expensive the car is to buy, the less expensive it is to insure.

In addition, domestic vehicles are usually less expensive to insure as are 4 door cars, 4 cylinder motors and minivans.

According to leading car retailers, these cost the least to insure in the first 5 years of ownership:

* Chrysler PT Cruiser 4dr Wagon
* GMC Safari SLE AWD 3dr Minivan
* Dodge Caravan SE 4dr Minivan
* Saturn ION 1 4dr Sedan
* Pontiac Sunfire 2dr Coupe
* Jeep Liberty Sport 4WD 4dr SUV
* Saturn L300 1 4dr Sedan
* Volvo S40 4dr Sedan
* Saab 38600 Linear 2.3t 4dr SportWagon
* Buick Century Special Edition 4dr Sedan

If you are looking for an older vehicle then you should still use the same reference that a less expensive car to purchase is less expensive to insure.

Most safety experts caution against SUVs for teens. Young drivers tend to overcorrect when steering out of fear, this makes them more prone to roll their vehicles.

You should look for these factors on an older car:

* reliability
* safety
* price

Small cars, such as the Honda Civic, the Ford Focus and Saturn models are the most popular choices, but they aren’t always the best choice for young drivers. The lightest vehicles have the highest death rates.

If you can stand it, minivans and large four-door cars have the lowest death rates. Insurers use these factors when considering your rate. The bigger and heavier car is a smarter choice for young drivers, even if it isn’t cool.

Comment Update: We get many requests for exact numbers. Young drivers should understand that many factors affect your rates. We can give you numbers, but they will be different in every different locale throughout the United States. Here are some 6 month premiums with no tickets in different parts of Florida:

Central Florida:

* Bodily Injury 10000/20000 — $546
* Property Damage 10000 — $534
* Personal Injury Protection 1000 — $386
* COVERAGE 2002 MITSUBISHI ECLIPSE SPYDER GT
* Comprehensive 500 — $84
* Collision 500 — $1,016
* Policy Total — $2,566

South Florida:

* Bodily Injury 10000/20000 — $880
* Property Damage 10000 — $580
* Personal Injury Protection 1000 — $634
* COVERAGE 2002 MITSUBISHI ECLIPSE SPYDER GT
* Comprehensive 500 — $387
* Collision 500 — $1,598
* Policy Total$4,079

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Second article: (from Edmunds.com)

How to Save Money on Car Insurance
By Philip Reed

There is a very good chance that you are 鈥?this very moment 鈥?paying too much for your car insurance. There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer.

So why not take an hour or so and review your policy for potential savings? Or, if you’re fed up with the high insurance rates from your current insurer, shop around for a new company.

The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don’t shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years. Why not prove these studies wrong? Put the power of the Net to work for you and save money in the process.

You can save on auto insurance in five ways:

1. Make sure you get all discounts you qualify for
2. Keep your driver’s record clean and up-to-date
3. Adjust your coverage to assume more risk
4. Drive a

Suggest:
You dont have to be insured to take the test, but the car has to be (which means someone in your family has to insure it under their name).

Teen car insurance ranges from what car you drive, what your GPA is and how new your car is.

Expect about 200-400 dollars a month for a new car.

And personally, i dont think you should buy a hybrid. Right now, hybrids are virtually impossible to get ahold of, and the hybrid technology is advancing every day.

In the next two years, Plug in hybrids are going to take over the hybrid market, so wait for that.

As of right now, try getting a small, safe, fuel efficent car.

A few good cars would be:
Scion tC
Scion xB
Toyota Corolla
Honda Civic
Honda Fit
Nissan Sentra
VW Rabbit
VW Jetta
Mazda 3

good luck!

Suggest:
O.K. How this actually works is….let’s say you owe $10,000 on your current car loan. The dealer where you purchase a

As stated, the amount you can roll into is usually determined by which manufacturer you buy from, the LTV, as well as your credit, and how much money you make.

What should I look for before I purchase this car?

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There is no simple answer to your question because no matter how good the manufacturer is, everything becomes suspect once it is used. If a vehicle has been neglected, damaged by accident or flood, or worse, rebuilt, it does not matter if it was once the greatest on Earth. Serious shopping is work, but it saves real money. Have a shop or used car inspection service check out the vehicle before purchase.

When inspecting a used car always check the OIL for level, smell