How much is insurance on a Oldsmobile Alero or a Toyota Echo???
How much is insurance on a Oldsmobile Alero or a Toyota Echo???
I am currently looking for a new car, and I’m trying to find a car with a good safety rating, dependable and low insurance. Can anyone help me in my search?
Suggest:
Here are a couple of things that may be helpful. (I apologize for their length. Yahoo Answers is not good at reproducing long URL’s, so I am copying in the whole text.)
The first article addresses the question of the price of insurance for particular cars. The general principle is: the less expensive the car, the less expensive the insurance. (There are some exceptions but not many.)
So I would not expect that the insurance cost would be a lot different for the two cars you mention.
Here are two sites where you can get actual quotes:
https://www.insurancedesk.com (go to auto insurance)
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First article (from carinsurance.com)
In most cases, the less expensive the car is to buy, the less expensive it is to insure.
In addition, domestic vehicles are usually less expensive to insure as are 4 door cars, 4 cylinder motors and minivans.
According to leading car retailers, these cost the least to insure in the first 5 years of ownership:
* Chrysler PT Cruiser 4dr Wagon
* GMC Safari SLE AWD 3dr Minivan
* Dodge Caravan SE 4dr Minivan
* Saturn ION 1 4dr Sedan
* Pontiac Sunfire 2dr Coupe
* Jeep Liberty Sport 4WD 4dr SUV
* Saturn L300 1 4dr Sedan
* Volvo S40 4dr Sedan
* Saab 38600 Linear 2.3t 4dr SportWagon
* Buick Century Special Edition 4dr Sedan
If you are looking for an older vehicle then you should still use the same reference that a less expensive car to purchase is less expensive to insure.
Most safety experts caution against SUVs for teens. Young drivers tend to overcorrect when steering out of fear, this makes them more prone to roll their vehicles.
You should look for these factors on an older car:
* reliability
* safety
* price
Small cars, such as the Honda Civic, the Ford Focus and Saturn models are the most popular choices, but they aren’t always the best choice for young drivers. The lightest vehicles have the highest death rates.
If you can stand it, minivans and large four-door cars have the lowest death rates. Insurers use these factors when considering your rate. The bigger and heavier car is a smarter choice for young drivers, even if it isn’t cool.
Comment Update: We get many requests for exact numbers. Young drivers should understand that many factors affect your rates. We can give you numbers, but they will be different in every different locale throughout the United States. Here are some 6 month premiums with no tickets in different parts of Florida:
Central Florida:
* Bodily Injury 10000/20000 — $546
* Property Damage 10000 — $534
* Personal Injury Protection 1000 — $386
* COVERAGE 2002 MITSUBISHI ECLIPSE SPYDER GT
* Comprehensive 500 — $84
* Collision 500 — $1,016
* Policy Total — $2,566
South Florida:
* Bodily Injury 10000/20000 — $880
* Property Damage 10000 — $580
* Personal Injury Protection 1000 — $634
* COVERAGE 2002 MITSUBISHI ECLIPSE SPYDER GT
* Comprehensive 500 — $387
* Collision 500 — $1,598
* Policy Total$4,079
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Second article: (from Edmunds.com)
How to Save Money on Car Insurance
By Philip Reed
There is a very good chance that you are 鈥?this very moment 鈥?paying too much for your car insurance. There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer.
So why not take an hour or so and review your policy for potential savings? Or, if you’re fed up with the high insurance rates from your current insurer, shop around for a new company.
The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don’t shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years. Why not prove these studies wrong? Put the power of the Net to work for you and save money in the process.
You can save on auto insurance in five ways:
1. Make sure you get all discounts you qualify for
2. Keep your driver’s record clean and up-to-date
3. Adjust your coverage to assume more risk
4. Drive a