How Buy Car

How much is insurance on a Oldsmobile Alero or a Toyota Echo???
I am currently looking for a new car, and I’m trying to find a car with a good safety rating, dependable and low insurance. Can anyone help me in my search?

Suggest:
Here are a couple of things that may be helpful. (I apologize for their length. Yahoo Answers is not good at reproducing long URL’s, so I am copying in the whole text.)

The first article addresses the question of the price of insurance for particular cars. The general principle is: the less expensive the car, the less expensive the insurance. (There are some exceptions but not many.)

So I would not expect that the insurance cost would be a lot different for the two cars you mention.

Here are two sites where you can get actual quotes:

http://www.carinsurance.com

https://www.insurancedesk.com (go to auto insurance)

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First article (from carinsurance.com)

In most cases, the less expensive the car is to buy, the less expensive it is to insure.

In addition, domestic vehicles are usually less expensive to insure as are 4 door cars, 4 cylinder motors and minivans.

According to leading car retailers, these cost the least to insure in the first 5 years of ownership:

* Chrysler PT Cruiser 4dr Wagon
* GMC Safari SLE AWD 3dr Minivan
* Dodge Caravan SE 4dr Minivan
* Saturn ION 1 4dr Sedan
* Pontiac Sunfire 2dr Coupe
* Jeep Liberty Sport 4WD 4dr SUV
* Saturn L300 1 4dr Sedan
* Volvo S40 4dr Sedan
* Saab 38600 Linear 2.3t 4dr SportWagon
* Buick Century Special Edition 4dr Sedan

If you are looking for an older vehicle then you should still use the same reference that a less expensive car to purchase is less expensive to insure.

Most safety experts caution against SUVs for teens. Young drivers tend to overcorrect when steering out of fear, this makes them more prone to roll their vehicles.

You should look for these factors on an older car:

* reliability
* safety
* price

Small cars, such as the Honda Civic, the Ford Focus and Saturn models are the most popular choices, but they aren’t always the best choice for young drivers. The lightest vehicles have the highest death rates.

If you can stand it, minivans and large four-door cars have the lowest death rates. Insurers use these factors when considering your rate. The bigger and heavier car is a smarter choice for young drivers, even if it isn’t cool.

Comment Update: We get many requests for exact numbers. Young drivers should understand that many factors affect your rates. We can give you numbers, but they will be different in every different locale throughout the United States. Here are some 6 month premiums with no tickets in different parts of Florida:

Central Florida:

* Bodily Injury 10000/20000 — $546
* Property Damage 10000 — $534
* Personal Injury Protection 1000 — $386
* COVERAGE 2002 MITSUBISHI ECLIPSE SPYDER GT
* Comprehensive 500 — $84
* Collision 500 — $1,016
* Policy Total — $2,566

South Florida:

* Bodily Injury 10000/20000 — $880
* Property Damage 10000 — $580
* Personal Injury Protection 1000 — $634
* COVERAGE 2002 MITSUBISHI ECLIPSE SPYDER GT
* Comprehensive 500 — $387
* Collision 500 — $1,598
* Policy Total$4,079

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Second article: (from Edmunds.com)

How to Save Money on Car Insurance
By Philip Reed

There is a very good chance that you are 鈥?this very moment 鈥?paying too much for your car insurance. There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer.

So why not take an hour or so and review your policy for potential savings? Or, if you’re fed up with the high insurance rates from your current insurer, shop around for a new company.

The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don’t shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years. Why not prove these studies wrong? Put the power of the Net to work for you and save money in the process.

You can save on auto insurance in five ways:

1. Make sure you get all discounts you qualify for
2. Keep your driver’s record clean and up-to-date
3. Adjust your coverage to assume more risk
4. Drive a

Should i buy a hybrid car for my first car ever?
i want to buy a car, any good suggestions? i am not rich!!!!!
and do i have to be insured to take my road tests?? and approximately how much is the teen insurance cost for a girl?

Suggest:
You dont have to be insured to take the test, but the car has to be (which means someone in your family has to insure it under their name).

Teen car insurance ranges from what car you drive, what your GPA is and how new your car is.

Expect about 200-400 dollars a month for a new car.

And personally, i dont think you should buy a hybrid. Right now, hybrids are virtually impossible to get ahold of, and the hybrid technology is advancing every day.

In the next two years, Plug in hybrids are going to take over the hybrid market, so wait for that.

As of right now, try getting a small, safe, fuel efficent car.

A few good cars would be:
Scion tC
Scion xB
Toyota Corolla
Honda Civic
Honda Fit
Nissan Sentra
VW Rabbit
VW Jetta
Mazda 3

good luck!

Do you think I will be able to get a new car? See details?
I am 21 with a credit score of 605 (I know its bad)(but I have no negative credit just a quite a few CC’s that I always pay but are still high balance around 5500 total, I also have student loans but those are deferred)…. I already have a car but its an 02 I want something like an 05-06… a small SUV around 14-16000…. My current car is being financed and I’ve only had it for a year and a half… The blue book value for my car in its condition is 4-5000. I should have at least 2-3000 also(tax time)… and I can afford an extra 50-100 bucks a month…
Do you think I will be able to get it(under financing)? How does this work if I am financing my current car? Do they consider it a trade-in?
Basically I want to know if its worth my time to research(I dont wanna waste time if I can’t get it ya know…) If so the place I purchased the car and also the maker of the car always sends me advertisement, coupons, and etc. are any of these good to act upon? Would it be easier to go w/ either

Suggest:
O.K. How this actually works is….let’s say you owe $10,000 on your current car loan. The dealer where you purchase a

How much negative equity can you roll into a new car financing when trading your old car in?

Suggest:
If you are buying a new car from a dealership through Ford Credit, GMAC, Toyota Credit and so forth, NADA is not a concern nor is it used in determining a LTV or an approval. They are all different and have different stipulations. Some go by the invoice of the car v/s how much you are trying to borrow, while others use MSRP. Percentages will vary. 110% above MSRP used to be GMAC requirements for leasing, now however, there is no established limit. Some outside banks and lending institutions may use NADA.

As stated, the amount you can roll into is usually determined by which manufacturer you buy from, the LTV, as well as your credit, and how much money you make.

Mechanics I have a question for you should I buy 2001 Toyata Corolla that has 22,000 miles on it?
The dealer says that the car only has 22k on it. I think that the miles are to low for a 7 year car. The sticker price for the car is $7900. To me it indicates that the car has been sitting somewhere for a long time if it has such low millage.

What should I look for before I purchase this car?

Suggest:
There is no simple answer to your question because no matter how good the manufacturer is, everything becomes suspect once it is used. If a vehicle has been neglected, damaged by accident or flood, or worse, rebuilt, it does not matter if it was once the greatest on Earth. Serious shopping is work, but it saves real money. Have a shop or used car inspection service check out the vehicle before purchase.

When inspecting a used car always check the OIL for level, smell